The rate stability of Livret A is a topic that raises many questions. In a few days, Bruno Le Maire will make an announcement regarding the rate of pay for pamphlets. It is currently set at 3%, and changes should take effect from August 1st.

Eric Lombard claims to settle for a Livret A rate in Bercy

Eric Lombard confirms that there is no need to raise Livret A’s pay rate. For now, it is still set at 3% but this is only temporary as Bruno Le Maire will make an announcement soon. It will reveal new prices for everything related to savings, structured handbooks or even life insurance.

According to Eric Lombard, it is very important to pay attention to the hierarchical structure of returns in case the Livret rate continues to rise. He had mentioned this during an interview with AFP during the economic meetings in Aix-en-Provence. Eric Lombard also pointed out that there is no logic for Livret A to be the highest. after every thing, A living is guaranteed, tax-free but also liquid.

An increase in rate can cause a lot of noise

Currently, the Livret A rate is 3%. But there is a good chance that it will increase by 4%. At present, the Caisse des Dépôts manages the majority share of the sums deposited by the French in Livret A, i.e. 60%. This ratio is divided between Livret A and LDDS or Handbook of Sustainable and Solidarity Development.

See also  Eau Villa tiny floating homes for sale for $149,900 each

The Caisse de dépôt then invests part of this amount in loans for the construction of social housing. The French have been favoring savings books for a few months now, because the wage rate is more attractive. This balances out perfectly with this inflation that continues to get very high.

The need for stability, as Eric Lombard emphasizes

The new Livret A rewards rate will be effective from August 1st. Philippe Crevel, director of the Cercle de l’Epargne, says the percentage will be between 4 and 4.1%. The impact of increasing the Livret A rate could be enormous, especially for social housing players and investors.

to illustrate his words, He said that if social housing players borrowed 170 billion euros from them, up 1%, that would give 1.7 billion to social housing.